Parameters | Eligibility Criteria |
Minimum Entry Age | Adult – 18 years Child – 16 days |
Maximum Entry Age | Adult – 75 years Child – 17 years |
Coverage Type | Individual/ Family Floater |
Renewability | Lifelong |
Categories | Specifications |
Sum Insured | Rs 5 lakh to Rs 2 crore |
Policy Tenure | 1 year, 2 years, 3 years |
Network Hospitals | 14000+ |
Pre-Policy Medical Check-ups | Not required |
Pre-existing Diseases Waiting Period | 30 months, 36 months |
Discount | Up to 40% floater discount 10% long term discount |
Co-Payment | 10% for people above 60 years |
Unlike most health insurance plans, policyholders can claim medical expenses incurred on non-medical items like gloves, masks, oxygen cylinder, arm sling, etc., under this health insurance policy.
With this benefit, the policy sum insured will automatically be restored by 100% every time it gets partially or fully exhausted due to claims. This benefit is available unlimited times in a policy year.